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There are basically two types of loans available, secured and unsecured loans. Secured loans are mainly for homeowners because the borrower uses their house as security or collateral neighboring the loan. This is a relatively low risk for the lender because they are protected in the event of the borrowers inability to pay back the momentum the result is that fascination rates are demean for secured adverse bill loans. Unsecured loans require no pledge of collateral to safe the debt but because this represents a unconventional risk for the lending company, assimilation rates are higher.
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